Housing
Ask about it
Tell us more about what you need. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Programs in Maryland
Maryland programs for this kind of help. Each agency decides who qualifies.
Maryland Department of Housing and Community Development
Homeless Solutions
DHCD works with local providers to connect people facing homelessness with shelter and housing services.
Ways to apply:PhoneIn person
Maryland Department of Housing and Community Development
Maryland Rental Assistance and Housing Choice Voucher Resources
DHCD provides housing resources and directs residents to local agencies that administer rental subsidies.
Ways to apply:PhoneIn person
Maryland Department of Housing and Community Development
Maryland Mortgage Program
The Maryland Mortgage Program offers home loan and down payment assistance options through participating lenders.
Ways to apply:In person
Maryland Department of Human Services
Office of Home Energy Programs
In Maryland, LIHEAP is called OHEP Energy Assistance.
OHEP helps eligible households pay home energy bills and prevent utility shutoffs.
Ways to apply:OnlinePaperIn person
Maryland Department of Human Services
Maryland Energy Assistance Program
MEAP helps eligible households pay heating costs through grants paid to their energy providers.
Ways to apply:OnlinePaperIn person
Maryland Department of Housing and Community Development
Maryland Weatherization Assistance Program
Weatherization helps eligible households make home improvements that can reduce energy use and costs.
Ways to apply:PhonePaperIn person
Checked on October 8, 2026
Community action agencies in Maryland
Local nonprofits that help people with low incomes. Many help with energy bills, rent, jobs and taxes. Call to ask what they offer now.
- Allegany County Human Resources Development Commission Inc.
Serves Allegany County
Call 301-777-5970Listed on dhcd.maryland.gov, checked on October 9, 2026
- Anne Arundel County Community Action Agency Inc.
Serves Anne Arundel County
Call 410-626-1900Listed on dhcd.maryland.gov, checked on October 9, 2026
- Baltimore City Community Action Partnership
Serves Baltimore city
Call 410-396-3228Listed on dhcd.maryland.gov, checked on October 9, 2026
- City of Frederick
Serves Frederick County
Call 301-600-1506Listed on dhcd.maryland.gov, checked on October 9, 2026
- Community Action Council of Howard County MD Inc.
Serves Howard County
Call 410-313-6440Listed on dhcd.maryland.gov, checked on October 9, 2026
- Community Assistance Network Inc.
Serves Baltimore County
Call 410-285-4674Listed on dhcd.maryland.gov, checked on October 9, 2026
- Delmarva Community Services Inc.
Serves Dorchester County
Call 410-221-1900Listed on dhcd.maryland.gov, checked on October 9, 2026
- Garrett County Community Action Committee Inc.
Serves Garrett County
Call 301-334-9431Listed on dhcd.maryland.gov, checked on October 9, 2026
- Harford Community Action Agency Inc.
Serves Harford County
Call 410-612-9909Listed on dhcd.maryland.gov, checked on October 9, 2026
- Human Services Programs of Carroll County Inc.
Serves Carroll County
Call 410-857-2999Listed on dhcd.maryland.gov, checked on October 9, 2026
- Maryland Rural Development Corporation
Serves Caroline County, Cecil County, Kent County
Call 410-482-2585Listed on dhcd.maryland.gov, checked on October 9, 2026
- Montgomery County Community Action Agency
Serves Montgomery County
Call 240-777-1697Listed on dhcd.maryland.gov, checked on October 9, 2026
- Neighborhood Service Center Inc.
Serves Talbot County
Call 410-882-5015Listed on dhcd.maryland.gov, checked on October 9, 2026
- Shore Up Inc.
Serves Queen Anne's County, Somerset County, Wicomico County, Worcester County
Call 410-749-1142Listed on dhcd.maryland.gov, checked on October 9, 2026
- Southern Maryland Tri-County Community Action Committee
Serves Calvert County, Charles County, St. Mary's County
Call 301-274-4474Listed on dhcd.maryland.gov, checked on October 9, 2026
- United Communities Against Poverty Inc.
Serves Prince George's County
Call 301-322-5700Listed on dhcd.maryland.gov, checked on October 9, 2026
- Washington County Community Action Council Inc.
Serves Washington County
Call 301-797-4161Listed on dhcd.maryland.gov, checked on October 9, 2026
Federal programs
These work the same in every state. Each agency decides who qualifies.
U.S. Department of Housing and Urban Development
Housing Choice Vouchers (Section 8)
Help paying rent in a home you choose, for families with very low income, older adults and people with disabilities. Local housing authorities run it, and many have waiting lists.
Apply through your local public housing authority. HUD lists every housing authority by state.
Federal Communications Commission
Lifeline phone and internet discount
A monthly discount on phone or internet service for households with low income or who get benefits like SNAP, Medicaid or SSI.
Check if you qualify and apply on the National Verifier, then pick a phone or internet company that offers Lifeline.
Federal Emergency Management Agency
FEMA disaster assistance
Help with a place to stay, repairs and other needs after a disaster the President has declared in your area.
Apply online at DisasterAssistance.gov, by phone, or in person at a Disaster Recovery Center.
Checked on October 9, 2026
Talk to a person
- Maryland 2-1-1
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988